JDM specializes in Employment Practices Liability Insurance. JDM and Associates has access to over 30 A rated insurance carriers. Our specialization in Employment Practices liability means we quickly provide the cost-effective coverage retail brokers rely on. We work fast, because we know your time is valuable. The JDM team has proven expertise and experience and is focused on meeting your needs, not the other way around.

Eligible Risks

• Health care organizations, law firms and other professional firms including accountants, architects, and engineers with five (5) or more employees
• Firms with any business organization structure - partnerships, corporations, professional associations - fit our programs.

Limits

• $10 million in capacity
• Primary and excess coverage available

Specialized Protection and Features

• Wrongful Employment Act includes broad definitions of discrimination, harassment, retaliation, workplace tort, and wrongful termination
• Punitive damages coverage - most favorable venue affirmation where insurable by law
• Coverage for harassment or discrimination claims by third parties
• Claims brought by firm owners for Wrongful Employment Acts are covered
• Choice of counsel available for qualified firms; pre-approved counsel is also available
• Defense cost coverage for violations of WARN, COBRA, disability benefits law, workers compensation, unemployment compensation, or similar laws when alleged in connection with a covered claim
• Coverage for discrimination and retaliation claims alleged in connection with non-covered violations of federal, state, or local wage and hour laws
• Claim reporting obligation is triggered only when certain individuals within the firm become aware of the claim
• Innocent insured protection
• Full prior acts coverage available
• Worldwide coverage
• Non-cancelable except for nonpayment of premium
• Coverage for claims alleging failure to make partner or shareholder

Contact JDM today for a competitive quote! We are usually able to quote based off of any carrier’s application.